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Using AIG Life Insurance To Cover a Mortgage

One of the reasons that many people decide to shop for coverage is because they want life insurance to cover a mortgage. For many families, a home is the largest asset that they own, and it makes sense to make sure it is still protected in case something happens to a breadwinner. Since you can now buy term life insurance without a medical exam, it is very easy and convenient to purchase this protection. Before you buy a 20 year term policy, make certain that you take the time to compare term life insurance quotes and policy benefits. We have made this as easy as possible by providing a free online quote system. If you still have questions after viewing term insurance companies in your local area, simply pick up the phone and give us a call.

AIG Life Insurance Company

There are a number of good term life insurance companies, but you may want to consider AIG. This company is also known as American General, and these are some highlights:
  • AIG is the largest life insurance company in the world, and they have been in business for over 90 years.
  • The company offers competitive term life insurance rates, but many policies and larger coverage amounts do require a medical exam. The company does pay for the exam if it is required.
  • This is a competitive company to use for higher mortgage amounts, so you may want to consider AIG if your mortgage balance is over $300,000.
Typically, insurers only offer their very cheapest prices to applicants who do submit to some type of physical exam, but these exams are not usually very intrusive. Often, the examiner can come to your home or office to check your height and weight and collect blood or urine samples, and the insurer pays for the exam if you buy a policy or not.

Find the Best Rates for Decreasing or Level Term Insurance

Our free online quote system makes it easy to find the insurer who can offer you the best benefits for the lowest price. All you need to do is enter your home ZIP code to get started. If you have any questions or require more help, feel free to give us a call. We hope to combine our online tools and personal service in order to help clients find the right term life insurance at the right price.